Personalized financial platform TeklifimGelsin has launched TeklifAI, which understands users’ needs in just a few sentences and presents them with suitable financial offers within a chat. Powered by artificial intelligence, the financial assistant TeklifAI allows users to discover loan and credit card options tailored to their needs and apply for offers through a single chat interface.
Financial decisions are an important part of daily life, but users can get lost among numerous options and different sources. Understanding the repayment plan of a loan, comparing credit card advantages, or learning how to evaluate savings often requires reviewing multiple pages. As a result, users either settle for the most familiar option or abandon their research altogether.
Operating with the mission of making financial products transparent and comparable for everyone, TeklifimGelsin has launched its AI-powered financial assistant TeklifAI to simplify this experience. TeklifAI aims to answer the fundamental question of “which product should I use?” before the question of “which bank has the lowest interest rate?” Users describe their needs in their own words, and TeklifAI presents matching loan and credit card options on the chat screen. Users can examine the details of the offers and apply for their preferred option.
A Personal Financial Companion That Understands Needs TeklifAI is envisioned to evolve into a personal financial companion that not only finds the product specified by the user but also understands the intent behind their need. For instance, a user who travels frequently can be recommended credit cards that earn miles, while someone with high grocery expenses can be suggested cards offering discounts at supermarkets. Similarly, a user looking for a loan to renovate their home can be directed toward longer-term options when saying “I want my monthly installment to be low,” or shorter-term options when stating “I want to pay off my loan as soon as possible.” Thus, users will not need to know in advance which financial product to search for; expressing their goal in their own words will suffice.
Personalization Will Deepen with the Credit Scorecard TeklifAI is also planned to integrate with the TeklifimGelsin Credit Scorecard. Consequently, the assistant will know not only what the user wants, but also what they are eligible for. Instead of allowing ineligible users to make applications that will not yield positive results, TeklifAI aims to direct them toward realistic alternatives. In this context, options such as low-limit entry-level products, ways to restructure existing debt at a lower cost, and a step-by-step roadmap to improve credit ratings are planned to be offered.
“We Want Everyone to Express Their Needs in Their Own Words and Reach the Right Offer” Stating that TeklifAI was developed to ensure users can more easily access options matching their financial needs, TeklifimGelsin CEO İhsan Cem Zararsız said, “The real difficulty when making a financial decision is finding the one that fits your need among countless options. We developed TeklifAI precisely for this purpose, especially for users who are distant from the language of the financial world and do not know where to start. We want everyone to be able to express their needs in their own words and easily reach the offers suited to them.”
No Membership or Login Required Users do not need to register or log in to benefit from TeklifAI; simply typing their needs into the chat area is sufficient.
