A credit solution from N Kolay aligned with rising income

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Aktif Bank’s digital banking mobile app N Kolay, part of Türkiye’s most comprehensive financial technology ecosystem, continues to develop innovative solutions tailored to changing customer needs. As part of this effort, it is launching its Increasing Installment Personal Loan product, designed to help individuals manage their cash flow more comfortably.

N Kolay’s new product, the Increasing Installment Personal Loan, offers lower installment payments in the initial months. Thanks to installments that gradually increase according to a rate set at the time of application, customers can manage their repayment plans more flexibly in line with their expected income and budget. With the increasing installment personal loan product, customers can meet their needs without straining their current budget. Describing this new solution as one of the life-easing features offered by N Kolay, Aktif Bank says, “Pay comfortably today, plan for tomorrow.”

“We’re giving our customers room to breathe in their repayment process”

Commenting on the product, Aktif Bank Deputy General Manager for Retail and Digital Banking Cem Martı said, “We closely follow our customers’ changing needs and continue to develop financial solutions that help them manage their budgets more comfortably. At a time when managing spending in a more planned way matters more than ever, individuals are placing greater value on solutions that offer them flexibility in their repayment process. Our Increasing Installment Personal Loan eases the payment burden in the initial months, giving our customers room to breathe. Installment amounts increase at rates close to inflation every six months, and repayment plans are structured in line with customers’ expected future income. This allows our customers to meet their needs without straining their current budget, while also being able to carry out their future plans with greater confidence.”

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